Loan program
First-time homebuyer programs
Specialized guidance and programs for buyers taking their first step.
Who it may be for
First-time buyers who need help with down payment, credit questions, or navigating the entire process.
Key benefits
- ✓Down payment assistance options
- ✓FHA, conventional, and state bond programs
- ✓Credit education and coaching
- ✓Step-by-step first-buyer guidance
Important considerations
- ·Some programs have income or purchase-price limits
- ·Buyer education courses may be required
- ·Assistance may need to be repaid depending on the program
FAQ
Common questions.
How much do I need to save to buy my first home?+
It depends on the loan program. Some buyers qualify with as little as 3% or even zero down, plus closing costs. We’ll build a plan around your actual savings.
Can I buy a home with student loan debt?+
Yes. Lenders look at your total monthly debt payments relative to income. We’ll review your debt-to-income ratio and options.