Tooele, Utah mortgage team
We’re a local brokerage that educates first, then finds the right loan. No call centers, no jargon — just honest numbers and a team that stays with you until closing.
How it works
Four steps to your new front door.
Discover your options
We review your goals, budget, and timeline — then show you the loan programs that actually fit.
Apply with confidence
One simple application. We handle the paperwork and keep you updated instead of leaving you in the dark.
Processing & underwriting
We coordinate with appraisers, title, and underwriting so nothing falls through the cracks.
Close & celebrate
You sign, get the keys, and move forward — with a team that stays in touch even after closing.
Loan options
Pick the path that fits.
Conventional loans
Flexible, straightforward, and often the best fit for buyers with solid credit.
FHA loans
A popular path for first-time buyers and those rebuilding credit.
VA loans
Zero-down financing for veterans, active-duty service members, and eligible spouses.
Why Rise Lending
High-touch, low-stress, honest numbers.
Relationship-first
You work with a named advisor, not a call center. We answer texts, calls, and emails like a neighbor would.
Education-driven
We explain the why behind every number so you can make a confident decision, not just sign paperwork.
Local & licensed
Based in Tooele, Utah and powered by Summit Lending. Explore our licensed states map; availability varies by loan officer and program.
Transparent process
No hidden fees, no last-minute surprises. You’ll see your options, costs, and timeline clearly from day one.
Meet our team
The folks at the table.
Liberty & Tiana
Mortgage Advisors
Liberty NMLS #36434 · Tiana NMLS #1573665
From the neighborhood
What folks tell us afterward.
Google reviews
“Liberty and Tiana were both wonderful to work with! Extremely prompt and caring with all of our questions we had no matter the time.”
“She made it simple and took the time to carefully explain every step. We will absolutely be referring our friends to her in the future.”
“I would recommend Liberty to everyone I know — she makes borrowing money a great experience, fast, friendly and the best deal around.”
“Liberty walked us through every option and never made us feel rushed. Closing day was the easiest part of the whole move.”
“Answered texts at night and on weekends. You can tell she actually cares about the people, not just the loan.”
“Second home we've financed with Rise Lending. Same honest numbers and same great communication both times.”
Tools & calculators
The numbers, ready when you are.
Mortgage payment calculator
Model principal, interest, taxes, insurance, HOA, and PMI in real time.
Affordability calculator
Work backwards from the monthly payment you’re comfortable with.
Refinance calculator
See how a new rate or term changes your payment and break-even timeline.
Local & community
Rooted in Tooele. Licensed across the Nation.
Rise Lending is based in Tooele, Utah and powered by Summit Lending. Summit’s licensed footprint spans 31 states nationwide. Explore our licensed states map to see the broker’s footprint. Individual loan officer licensing and loan availability vary by state and program. Talk with your advisor to confirm availability for your home.
FAQ
Have questions? You’re not alone.
How do I get a mortgage?+
Start with a short pre-approval conversation. We review your income, credit, and goals, then match you with the right loan program and guide you through every step.
What’s the difference between prequalification and preapproval?+
Prequalification is a quick estimate based on what you tell us. Preapproval involves verifying your income, assets, and credit, giving you a stronger position when making an offer.
How long does the mortgage process take?+
Most purchases close in 30–45 days. Refinances can be faster. The timeline depends on how quickly documents are gathered and how smoothly the appraisal and title work go.
What documents do I need to apply for a mortgage?+
Typically pay stubs, W-2s or tax returns, bank statements, and a photo ID. We send you a tailored checklist so you only provide what your specific loan needs.
What if my credit score isn’t perfect?+
There are loan options for a range of credit profiles. We’ll review your credit report together, identify the best-fit program, and make a plan if a small improvement unlocks a better rate.
Ready to see what you qualify for?
Start with a quick conversation or apply now. Either way, a real person will be with you the whole way.