Loan program
VA loans
Zero-down financing for veterans, active-duty service members, and eligible spouses.
Who it may be for
Veterans, active-duty military, National Guard, Reservists, and surviving spouses who meet VA eligibility.
Key benefits
- ✓No down payment required for most purchases
- ✓No monthly mortgage insurance
- ✓Competitive rates
- ✓Flexible credit guidelines
Important considerations
- ·VA funding fee applies unless exempt
- ·Must meet VA service requirements
- ·Property must meet VA minimum property requirements
FAQ
Common questions.
Do I need perfect credit for a VA loan?+
No. VA loans are more flexible on credit, though lenders still review your overall financial picture.
Can I use a VA loan more than once?+
Yes. If you sell the home or restore your entitlement, you can use your VA benefit again.